.pf-terms{background:#f7f8fb;padding:0 0 70px}.pf-terms-hero{position:relative;overflow:hidden;padding:54px 18px 30px;background:radial-gradient(700px 320px at 18% 15%,rgb(255 77 77 / .18),transparent 62%),radial-gradient(700px 320px at 85% 35%,rgb(30 64 175 / .14),transparent 62%),linear-gradient(180deg,#ffffff 0%,#f7f8fb 100%)}.pf-terms-hero__inner{max-width:980px;margin:0 auto}.pf-terms-badge{display:inline-flex;align-items:center;gap:10px;padding:10px 14px;border-radius:999px;background:rgb(255 255 255 / .9);border:1px solid #e7eaf2;color:#0f172a;font-weight:900;box-shadow:0 12px 26px rgb(0 0 0 / .06)}.pf-terms-title{margin:14px 0 8px;font-size:clamp(34px, 4.3vw, 54px);line-height:1.06;font-weight:1000;letter-spacing:-.02em;color:#0f172a}.pf-terms-sub{margin:0 0 14px;color:#475569;font-weight:800}.pf-terms-toc{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}.pf-terms-toc__item{display:inline-flex;align-items:center;gap:8px;padding:10px 14px;border-radius:999px;background:#fff;border:1px solid #e7eaf2;color:#0f172a;font-weight:900;text-decoration:none!important;box-shadow:0 10px 22px rgb(0 0 0 / .05);transition:transform .18s ease,box-shadow .18s ease}.pf-terms-toc__item:hover{transform:translateY(-1px);box-shadow:0 14px 28px rgb(0 0 0 / .08)}.pf-terms-wrap{max-width:980px;margin:0 auto;padding:0 18px}.pf-terms-card{background:#fff;border-radius:26px;padding:26px 26px;box-shadow:0 20px 50px rgb(0 0 0 / .10);border:1px solid #eef2ff}.pf-terms-card p{color:#0f172a;font-weight:800;line-height:1.7;margin:0 0 14px}.pf-terms-h2{margin:0 0 14px;font-size:18px;letter-spacing:.02em;text-transform:uppercase;font-weight:1000;color:#1e40af}.pf-terms-divider{height:1px;background:linear-gradient(90deg,transparent,#e7eaf2,transparent);margin:18px 0 18px}.pf-terms-abc{margin:0 0 0;padding-left:22px;display:grid;gap:10px}.pf-terms-abc li{color:#0f172a;font-weight:850;line-height:1.7}.pf-terms-ol{margin:0 0 14px;padding-left:22px;display:grid;gap:10px}.pf-terms-ol li{color:#0f172a;font-weight:850;line-height:1.7}.pf-terms-ul{margin:0;padding-left:18px;display:grid;gap:10px}.pf-terms-ul li{color:#0f172a;font-weight:850;line-height:1.7}.pf-terms-callout{border-radius:18px;padding:14px 14px;border:1px solid #e7eaf2;box-shadow:0 14px 30px rgb(0 0 0 / .06);margin:14px 0 14px}.pf-terms-callout__title{font-weight:1000;margin-bottom:6px;color:#0f172a}.pf-terms-callout--warn{background:linear-gradient(135deg,#fff7ed,#ffffff);border-color:#fed7aa}.pf-terms-callout--warn p{margin:0;color:#0f172a}.pf-terms-footnote{margin-top:16px;padding:12px 14px;border-radius:16px;background:linear-gradient(135deg,#f3f6ff,#ffffff);border:1px solid #dfe6ff;color:#0f172a;font-weight:900}@media (max-width:760px){.pf-terms-card{padding:20px 18px;border-radius:22px}.pf-terms-h2{font-size:16px}}